Insurance and other legal issues

The policy of train operators towards station adoptee’s insurance does vary.
If you are in Greater Manchester or the North of England generally, and working with Northern Rail, the train company considers that you have the same general protection that any member of the public has providing you stay within the prescribed area that the public has access to.   

But the moment you go out of the area where you are allowed to be, you are uninsured.

East Midlands Trains, Station Adopters are covered under the Train Operators policy

First Group companies Station Adopters are covered by the Train Operators policy

In other areas please consult your train operator.  In any case it’s a good idea to be insured.  However, as insurance now comes under the watchful eye of the Financial Services Authority, ACoRP employees are not able to give advice on insurance over and above the fact that it’s a good idea.

However our broker can. BJK Insurance specialises in ‘community’ type insurance.  They have been fully briefed in what station adoption groups do and will be happy to give you a quote for your group.

The contact is Chris Fallows/Phil Snow 
Telephone 01271 345005
email Phil.Snow@bjkinsurance.co.uk
email Chris.Fallows@bjkinsurance.co.uk

Address
2nd Floor,
Devonshire House,
Riverside Road,
Pottington Business Park,
Barnstaple,
Devon,
EX31 1EY